Lower TDS Certificate Application (Section 197) | Expert Property Tax Planning

Optimize Your Cash Flow and Avoid Excess Tax Deductions

When selling property in India, standard Tax Deducted at Source (TDS) rates can often exceed your actual tax liability, leaving your funds blocked with the IT department for over a year. At InvestYadnya, we help you navigate Section 197 of the Income Tax Act to secure a Lower Deduction Certificate (LDC), ensuring only the correct amount of tax is withheld from your sale proceeds.

This service is essential for Resident and Non-Resident Indians (NRIs) who want to align their TDS with their actual capital gains, rather than the gross sale value.

What’s Included:

• Expert Consultation: A 30-minute focused call to review your transaction and estimate your tax liability.
• Capital Gains Computation: Professional calculation of Long-Term or Short-Term Capital Gains, including indexation benefits.
• Form 13 Filing: Complete end-to-end preparation and online submission of the application for a Lower/Nil TDS certificate.
• Property Transaction Support: Specialized advisory for both Residents and NRIs to ensure compliance with Sections 194IA and 195.

Ideal For:

• NRIs Selling Property: Avoid the heavy 20-23% TDS on gross value when your actual gain is much lower.
• Reinvestment Scenarios: If you plan to reinvest gains under Section 54/54EC to save tax, we help you get a "Nil" deduction certificate.
• Low-Income Sellers: Individuals whose total annual income is below the taxable threshold.

The Yadnya Philosophy: We believe in "Financial Efficiency." Why wait for a tax refund next year when you can retain your capital today? We help you stay compliant while maintaining your liquidity for future growth.

Important Notes:

• Exclusions: This service is limited to the LDC application. It does not include ITR filing, TDS payment/return filing for the buyer, or other statutory certifications.